Disability Insurance with Return of Premium

Disability insurance protects your income if you become unable to work. With Return of Premium Disability Insurance, you can get your premiums back if you don't make a claim.

How It Works

ROP Disability Insurance provides income replacement if you become disabled. If you remain healthy and don't claim benefits, you receive a portion or all of your premiums back at specified intervals.

Benefits

  • Income protection when you need it most
  • Return of premium feature rewards staying healthy
  • Multiple ROP options available
  • Customizable benefit periods and amounts

Why Disability Insurance?

Your ability to earn an income is your most valuable asset. Statistics show that you're more likely to become disabled than to die before age 65. Disability insurance ensures your family maintains their standard of living even if you can't work.

Contact Barrons to learn more about Return of Premium Disability Insurance.