Long Term Care Insurance

Plan for Your Care Needs

Long Term Care Insurance helps cover the costs of care when you can no longer perform daily activities on your own due to aging, illness, or cognitive impairment.

What Long Term Care Covers:

• Nursing home care
• Home care services
• Assisted living facilities
• Adult day care
• Respite care for family caregivers

Why You Need It

• 60% of Canadian seniors will need long-term care
• Average nursing home stay is 3-4 years
• Costs can exceed $5,000-$8,000 per month
• Provincial health plans provide limited coverage

Benefits of Planning Early

• Lower premiums when you're younger and healthier
• Guaranteed insurability
• Peace of mind for you and your family
• Protect your retirement savings

Contact Barrons to discuss Long Term Care Insurance options.