| Barron’s Financial Group and its affiliated companies Privacy Statement
Maintaining the privacy of our clients has been a  fundamental part of our operations since our inception. We are committed to  ensuring the accuracy, confidentiality and security of the information we hold  about you. This practice is more than a legal requirement to us; we feel it is  our ethical obligation to you.
 As a result of our efforts to ensure our compliance  with the new federal privacy legislation, Bill C-6, we will be able to address  your privacy concerns more effectively and efficiently. We assure you that the  personal information we currently collect is used only to provide you with the  high level of service you have come to expect from Barron’s Financial Group and  its affiliated companies.
 
 The nature of our business requires a relationship of  respect with the users of our Web Sites. As with other companies that maintain  Internet sites, we want you to know about our Internet privacy practices. The  following statement sets forth our current practices and applies to  www.barronsfinancialgroup.com and any other sites that are owned, operated and  controlled by Barron’s in Canada.  The privacy policy notice included with any insurance policy is separate and in  addition to this Internet privacy statement. Changes to this Internet privacy  statement may be made at any time, as described in Section 1 of the Terms of  Use.
 
 If you have any questions or concerns about your  privacy, please contact us for further information.
 Our Code for the Protection of Personal Information
Introduction 
 We collect two kinds of information about our Web  Site users: personal and non-personal information. Personal information is  information that can identify an individual personally, such as name, address  or policy information. We collect personal information only when it is  voluntarily offered and solely for purposes that are clearly identified on the Web  Site. For example, if you choose to register for a newsletter, the information  that is collected online is used only to facilitate your requests, process any  transactions you might initiate, or update your account information.
 
 Non-personal information is collected to track the total number of guests  visiting Barronsfinancialgroup.com or any other sites that are owned and to  guide our efforts to improve the Web Site. To achieve these improvements, the Web  Site, like many Web Sites, use "cookies" (a small text file placed on  the user's hard drive) to facilitate site navigation, maintain quality of  online service, provide additional security, and allow the customization of  your access to the Web Site. Cookies themselves do not enable us to access any  personal information about our users; however, they do allow us to analyze use  of the Web Site. The "cookies" automatically collect information  about your computer hardware and software, which can include browser type,  access times and Internet Protocol (IP) address. The Web Site does not use  "cookies" to collect information for distribution to third parties  for any purpose, nor does it use "cookies" to secure information from  other Web Sites you may visit.
 
 We may personalize your user experience by using information about your  interests to recommend other services or sites that might be of interest to you.  We may also monitor user traffic patterns and site usage to help provide  enhancements to our services. We may use the information it collects to notify  you about new services or special offers.
 
 In adopting our Code for the Protection of Personal  Information, what has been our accepted practice becomes our documented  commitment to you.
 
 Principles
 
 Ten interrelated principles form the basis of the Barron’s  Financial Group and its affiliated companies Code for the Protection of  Personal Information.
 
  
     AccountabilityBarron’s Financial Group and it’s affiliated  companies is responsible for personal information under its control and has  designated an individual who is accountable for the compliance of Barron’s  Financial Group and it’s affiliated companies with the principles of the Code.
 
 
 Identifying PurposesWhen establishing a new or enhanced client  relationship, Barron’s Financial Group and its affiliated companies will  identify the purposes for which personal information is collected at the time  or before the information is collected.
 
 
ConsentThe knowledge and consent of the individual are  required for the collection, use, or disclosure of personal information, except  as other wise required or permitted by law.
 
 Barron’s Financial Group and its affiliated companies  will assume that you wish us to continue to use your personal information in  the same manner and for the same purposes as we have in the past. You can  instruct us otherwise by notifying our Privacy Officer in writing using the  form at the end of this document.
 
 An individual may withdraw his/her consent to the  collection, use or disclosure of information at any time subject to legal or  contractual restrictions and reasonable notice.
 
 
 Limiting CollectionThe collection of personal information shall be  limited to that which is necessary for the purposes identified by Barron’s  Financial Group and its affiliated companies. Barron’s Financial Group and its  affiliated companies shall collect personal information by fair and lawful  means only.
 
 Barron’s Financial Group and its affiliated companies  may collect information from external sources, such as credit reporting  agencies and income sources, identified or known to Barron’s Financial Group  and its affiliated companies for these purposes.
 
 
 Limiting Use, Disclosure, and RetentionBarron’s Financial Group and it’s affiliated  companies shall not use or disclose personal information for purposes other  than those for which it was collected, except with the consent of the  individual or as required by law. Barron’s Financial Group and its affiliated  companies shall retain personal information only as long as necessary for the  fulfillment of identified purposes.
 
 
AccuracyBarron’s Financial Group and its affiliated companies  shall ensure that any personal information collected and used is as accurate,  complete, and up-to-date as is necessary for the purposes for which it is used.  Barron’s Financial Group and its affiliated companies will generally rely on  individual clients to provide updated information such as changes to the client  addresses and other contact information.
 
 
 SafeguardsBarron’s Financial Group and its affiliated companies  shall protect all personal information retained by it by using security  safeguards appropriate to the sensitivity of the personal information. Barron’s  Financial Group and its affiliated companies will take the same standard of  care as it takes to safeguard its own confidential information of a similar  nature.
 
 Employees of Barron’s Financial Group and its  affiliated companies are individually required to abide by a Code of Conduct,  including a commitment to keep an individual’s personal information in strict  confidence.
 
 
 OpennessBarron’s Financial Group and its affiliated companies  shall make specific, understandable information about its policies and  practices relating to the management of personal information readily available  to individuals.
 
 
 Individual AccessUpon receipt of a request in writing, Barron’s  Financial Group and it’s affiliated companies will inform an individual of the  existence, use, and disclosure of his/her personal information, and will give  that individual access to that individual’s personal information retained by Barron’s  Financial Group and it’s affiliated companies, except where the law requires or  Barron’s Financial Group and it’s affiliated companies, with reason and with a  legal right, denies access. An individual is entitled to question the accuracy  and completeness of the personal information we retain and to have it amended  as appropriate. An individual may be required to pay a fee for his/her request,  but only if Barron’s Financial Group and it’s affiliated companies has informed  the individual of the cost and the individual has agreed to proceed with the  request.
 
 
 ComplianceAn individual may question the compliance of Barron’s  Financial Group and its affiliated companies with the above principles. Such  inquires shall be directed to:
 
 Barron’s Financial Group
 Attention: Privacy Officer
 Suite 500, 2800 Skymark Avenue
 Mississauga, Ontario,
 Telephone: (905) 891-3676
 Facsimile (905) 891-2604
 E-mail:  Privacy.officer@barronsfinancialgroup.com
 Download a printable “Withdrawal of  Consent” Form
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